Why Costs Will Rise with this Health Care Bill

Americans were promised a health-care bill that would lower costs for all. The current bill fails to meet its goal.

It makes illegal the practice of charging higher premiums for pre-existing conditions, which effectively creates price-controls by government. There are two major problems with this: the effective collapsing of insurance companies (thereby creating socialized medicine as the Government saves the day) and higher costs for all Americans in the mean-time.

Making it illegal to charge higher premiums for pre-existing conditions can be likened to charging me the same car insurance rate as Lindsey Lohan. It just doesn’t make sense! As it is now, many (if not most) healthy, young adults will take their chances and not buy health care because the cost is too high. They would much rather pay a $700 fine than thousands of dollars for insurance. Many young Americans think they’re invincible, and won’t need insurance. And under this plan, they don’t! If they get sick, they can still sign up and get health insurance! But insurance is based on a large group of healthy people who pool their money together on the chance that if they get sick, they can use that money. Without healthy people, insurance will collapse. In the meantime, EVERYONE’S COST IS GOING UP. Without being able to charge a higher premium for a known condition, healthy Americans will be forced to pick up the slack. If insurance have to charge the $20K patient $10K, then they will also charge the $5K patient $10K.

So everyone’s cost is going up, not down, and there are still millions of Americans who are not covered. They are also creating one hundred eleven new federal bureaucracies who can (and will) micro-manage Americans’ health care. This bill is an utter and colossal failure on all accounts. Politicians must be held responsible for their votes.

Furthermore, there is an unconstitutional mandate requiring all Americans to purchase healthcare and all businesses to offer healthcare. This places a 1.5 TRILLION dollar burden on the private sector. This cost is not being factored into the $1 trillion dollar price-tag. The government does not have the authority to force you to purchase something. Article one, section eight outlines eighteen enumerated powers of the federal government. The tenth amendment authorizes everything else to the states. The Constitution is full of “Congress shall not’s” because our founding fathers did not trust the government! This mandate is absolutely unconstitutional and, additionally, immoral.

Another post for another day is what to do instead. This post is focused on why the current legislation will not work. In the meantime, see Operation Health Freedom .